How it Works

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    Easy Application

    Fill out our quick apply form – no upfront fees or application costs and perfect credit is NOT required. No tax returns and no financial statements required.

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    Quick Approval

    After completing an application, you will receive a quote quickly and with no-obligations. We approve over 97 percent of our applications.

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    Instant Funding

    We fund from $1,000 to $2,000,000 in as little as 72 hours. Have access to instant capital and use it for nearly any of your businesses’ needs and goals.

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    Secure Payback

    We receive a small percentage of your credit card receipts until we receive our prior advance. No collateral and the lowest rates & best terms.

The Steps

Step 1: Quick Apply

Complete our preliminary application.

Fill out our form. giving us a general idea of your company and your financing needs. A representative will give a call back to you within 24 hours.

Step 2: Full Application

Complete our extended application.

Fill out our extended application here.

Step 3: Send Documents

Send 4 to 6 months copy of bank and/or merchant statements.

Within the extended application you have the ability to submit your bank statements and merchant statements (if applicable.) You can also send any statements directly to

Step 4: Await Approval

Await underwriter’s approval and offer.

We will send over your documents to our underwriters for verification. Once approved, we will be contacting you with updates on the cash advance you qualify for.

Step 5: Sign Contract

Sign contract and provide requested documents.

Look over and sign the contract with the details of the engagement and send additional requested documents.

Step 6: Receive Funding

Receive Funding.

Once we verify all your information, we will send in your funding within 3 business days.

  • Our financing works for you


    When you choose NYMCA to help grow your business, you’re not just a number in a database. We value our customers and ensure we offer the lowest rates, with the best level of service. There are no hidden fees and no surprises – when you choose to finance through us, the entire process is fast and transparent.

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